CSS 2026 Solved Islamiat Paper | Concept of Accountability in the Islamic System
The following question of CSS Islamiat 2026 is solved by Miss Ayesha Irfan, the highest scorer in CSS Islamiat. Moreover, the question is attempted using the same pattern taught by Sir Syed Kazim Ali to his students, who have scored the highest marks in compulsory subjects for years. This solved past paper question is uploaded to help aspirants understand how to crack a topic or question, write relevantly, what coherence is, and how to include and connect ideas, opinions, and suggestions to score the maximum.

Question breakdown
The question requires explaining the concept of accountability in the Islamic system, particularly in governance. It further demands substantiation through historical examples from the Khulafa-e-Rashidin to demonstrate how their practices established the highest standards of accountability and justice.
Outline
1- Introduction
2- Accountability according to the Quran and Sunnah
3- Conceptual Foundations of Accountability in Islam
- Divine Surveillance and Ultimate Reckoning: Accountability Before Allah as the Theological Core
- From Conscience to Character: The Moral and Spiritual Architecture of Accountability
- Power Under Law: Legal and Political Accountability in the Islamic Order
- From Principle to Practice: Institutional Safeguards of Accountability in the Islamic System
4- How do the practices of the Rashidun Caliphs set the highest standard?
- Hazrat Abu Bakr (RA): The Caliph Who Invited Accountability and Embodied Humble Leadership
- Hazrat Umar ibn al-Khattab (RA): Architect of Institutional Accountability and Fearless Justice
- Hazrat Uthman ibn Affan (RA): A Model of Financial Transparency and Principled Restraint
- Hazrat Ali ibn Abi Talib (RA): The Standard-Bearer of Absolute Justice and Legal Equality
5- Critical Analysis
6- Conclusion

Answer to the Question
Introduction
Accountability in Islam is not a procedural formality nor a political slogan; it is a sacred covenant rooted in the consciousness that human authority is subordinate to Divine sovereignty. The Islamic system envisions man as a trustee, not an owner; a servant, not an absolute ruler. From the private sphere of personal conduct to the public domain of governance, accountability operates as the moral spine of the Islamic order. It binds the individual to Allah, the ruler to the ruled, and society to justice. The golden era of the Khulafa-e-Rashidin did not merely theorize this principle; it translated it into lived reality, thereby establishing an unmatched standard of responsible leadership in human history.
Accountability According to Qur’an and Sunnah
To begin with, the Qur’an establishes accountability as an undeniable reality of human existence. It proclaims, “So whoever does an atom’s weight of good will see it, and whoever does an atom’s weight of evil will see it” (Qur’an 99:7–8). This declaration dismantles every illusion of invisibility and impunity. In other words, no action escapes Divine scrutiny. Furthermore, the Qur’an commands, “Indeed, Allah commands you to render trusts to whom they are due, and when you judge between people, judge with justice” (Qur’an 4:58). Hence, authority is not a privilege to be enjoyed but a trust to be fulfilled.
Likewise, the Sunnah reinforces this framework with remarkable clarity. The Prophet (PBUH) stated, “Each of you is a shepherd, and each of you will be questioned about his flock” (Sahih al-Bukhari, Sahih Muslim). This hadith universalizes accountability; it is not confined to rulers alone but extends to every individual. Moreover, he (PBUH) warned that a ruler who betrays his subjects will be deprived of Paradise (Sahih al-Bukhari). Therefore, both revelation and Prophetic guidance converge to construct a system where responsibility is inseparable from authority.
Conceptual Foundations of Accountability in Islam
Having established its textual basis, it is essential to examine the conceptual layers that give accountability its depth and coherence.
- Divine Surveillance and Ultimate Reckoning: Accountability Before Allah as the Theological Core
At the theological level, accountability begins with belief in Allah’s absolute knowledge. The Qur’an states, “Not a word does he utter except that with him is an observer prepared” (Qur’an 50:18). Consequently, the believer lives under a consciousness of Divine surveillance. This belief in Yawm al-Hisab transforms power into burden and freedom into moral responsibility. Even if human courts remain silent, Divine justice remains inevitable. Thus, theological certainty becomes the first safeguard against corruption.
- From Conscience to Character: The Moral and Spiritual Architecture of Accountability
However, theology alone is not sufficient unless internalized. Therefore, Islam cultivates muraqabah, the vigilant awareness of Allah’s presence. The Qur’an refers to the soul’s moral discernment, indicating that accountability is woven into human nature itself. For instance, “By the soul and He who proportioned it, and inspired it with discernment of its wickedness and its righteousness, He has succeeded who purifies it, and he has failed who corrupts it.” (Qur’an 91:7–10) In this way, taqwa functions as an internal compass, restraining wrongdoing even in the absence of external surveillance. Hence, accountability evolves from an external obligation into an internalized character trait.
- Power Under Law: Legal and Political Accountability in the Islamic Order
Building upon moral consciousness, Islam establishes legal structures to prevent abuse of authority. The Qur’an commands believers to uphold justice even against themselves or their relatives (Qur’an 4:135). This principle abolishes favoritism and tribal bias. Moreover, consultation (Shura) is institutionalized as a governance principle ensuring that rulers remain answerable to the community. For instance, “And those who have responded to their Lord and established prayer and whose affair is determined by consultation among themselves, and from what We have provided them, they spend.”(Qur’an 42:38) Notably, the Prophet (PBUH) himself practiced consultation, thereby demonstrating that no leader is beyond scrutiny. Thus, in Islam, power operates under law, not above it.
- From Principle to Practice: Institutional Safeguards of Accountability in the Islamic System
Finally, the Islamic system translates moral ideals into practical mechanisms. The Bayt al-Mal regulates public finances, the judiciary ensures impartial justice, and public criticism is recognized as a right rather than rebellion. For instance, when a woman corrected the Hazrat Umer (RA) regarding dowry limitations, he acknowledged her correctness publicly. This episode illustrates that accountability permeates communal life. Therefore, Islam harmonizes spiritual vigilance with institutional oversight, creating a multi-layered system of responsibility.
How Did the Practices of the Khulafa-e-Rashidin Set the Highest Standard?
With these foundations in place, the era of the Rashidun Caliphs emerges as the historical embodiment of these principles.
- Hazrat Abu Bakr (RA), The Caliph Who Invited Accountability and Embodied Humble Leadership: When Power Bowed Before Principle
History rarely witnesses a ruler who begins his reign by inviting correction, yet Hazrat Abu Bakr (RA) did precisely that. In his inaugural address, he proclaimed, “If I do right, help me; if I do wrong, correct me”. Thereby transforming authority into a public trust rather than a sacred privilege. This was not mere rhetoric. When he assumed office, he initially continued earning his livelihood through trade until the companions insisted that the Caliph should devote himself fully to state affairs; even then, he accepted only a modest stipend from the Bayt al-Mal. Before his death, he instructed that the allowance he had taken be calculated and returned to the treasury, and even his personal land was sold to repay it. Such an incident, recorded in early Islamic chronicles, illustrates leadership stripped of vanity and anchored in accountability. Under him, governance became an act of service, not domination.
- Hazrat Umar ibn al-Khattab (RA): Architect of Institutional Accountability and Fearless Justice
Subsequently, Hazrat Umar (RA) transformed accountability from a personal virtue into a structured administrative system, appointing trustworthy judges, auditing governors, and removing officials upon verified complaints. For instance, when a governor was accused of hoarding taxes, Umar (RA) personally investigated and dismissed him after confirming the misdeed, demonstrating that no rank exempted one from scrutiny. Moreover, he maintained transparency even in personal matters, clarifying publicly that the extra cloth in his garment came from his son’s share, and he patrolled Medina nightly to witness public welfare firsthand. His famous statement that even a neglected animal could make him answerable to Allah epitomizes how moral consciousness was embedded in governance, ensuring that institutional rigor and ethical responsibility went hand in hand.
Hazrat Uthman ibn Affan (RA): A Model of Financial Transparency and Principled Restraint
In continuity, Hazrat Uthman (RA) demonstrated accountability through financial integrity and patience under criticism, using his personal wealth for public benefit, most notably by financing the expansion of the Prophet’s Mosque in Medina. For example, when a group of companions questioned the fairness of distributing his funds, he calmly explained his decisions and ensured transparency, reflecting his commitment to ethical governance. Despite mounting political opposition, he refrained from authoritarian measures, showing restraint and moral consistency. Thus, his leadership exemplified how personal ethics, public welfare, and patience under scrutiny can guide a ruler even amid turbulence.
Hazrat Ali ibn Abi Talib (RA): The Standard-Bearer of Absolute Justice and Legal Equality
Finally, Hazrat Ali (RA) exemplified judicial equality, showing that even a ruler was subject to the law. A clear instance occurred during a dispute over armor with a non-Muslim citizen of Kufa. Despite being the Caliph, Ali (RA) presented himself before the appointed judge, and when the evidence did not support his claim, the verdict favored the citizen. He accepted the ruling without objection, demonstrating that authority could not override justice. This episode reinforced that accountability under his leadership was enforceable, rooted in both moral integrity and the rule of law, setting a standard for principled governance.
Critical Analysis
Taken collectively, the Rashidun model represents a synthesis of faith and governance. Unlike modern systems that often rely solely on procedural checks, the Islamic model integrated internal taqwa with external institutions. Its strength lay in moral leadership, as exemplified when Hazrat Umar (RA) personally investigated complaints against governors, showing that ethical consciousness guided institutional enforcement. In contrast, contemporary examples such as widespread corruption in certain developing states, where leaders misuse public funds and evade scrutiny, demonstrate how neglect of accountability erodes public trust and weakens institutions. Without spiritual consciousness, institutions risk becoming mechanical; without institutional structure, morality remains abstract. Therefore, the enduring lesson of the Rashidun era is that accountability flourishes only when belief, character, and governance operate in harmony.
Conclusion
In conclusion, accountability in Islam is a comprehensive doctrine that begins with belief in Divine reckoning, matures into moral discipline, and culminates in institutional justice. The Qur’an and Sunnah establish its foundations, while the Khulafa-e-Rashidin translate those foundations into historical reality. Their era remains a luminous blueprint of responsible authority, demonstrating that when rulers internalize fear of Allah and embrace public scrutiny, justice prevails and society prospers. Ultimately, Islamic accountability is not merely about answering to people; it is about standing answerable before the Lord of all worlds, where no authority escapes judgment and no trust remains unexamined.

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